Discover the key financial changes from the UK Autumn Budget 2025 that every family and investor should know to plan effectively for the future.
On Wednesday 26 November 2025, Chancellor Rachel Reeves delivered the Autumn Budget, focusing on creating a fairer and more sustainable tax system to promote growth, support public services and help families. The overall impact of increased taxes and reduced expenditure is expected to total around £26 billion.
While income tax and main rates remain largely unchanged, there are several key measures affecting dividends, savings, property income and other areas over the coming years.
For a detailed breakdown, you can view our full Autumn Budget 2025 Booklet here.
Key Points from the Autumn Budget 2025:
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Income Tax Thresholds: Personal allowance and income-tax thresholds will remain fixed at current cash values for three more years, until 2030/31.
- Dividends, Savings, and Property Income: From 2026/27, tax rates on dividends, and from 2027/28 on savings and property income, will rise by 2 percentage points. The additional rate on dividends remains at 39.35%.
- Fuel Duty: Scheduled increases of 1p per litre on 1 September 2026, 2p on 1 December 2026, and 2p on 1 March 2027.
- Electric Vehicles: From April 2028, a usage-based Electric Vehicle Excise Duty (eVED) will apply. Average EV drivers are expected to pay around £240 per year, with reduced rates for plug-in hybrids.
- Business Rates: From 1 April 2026, lower multipliers will apply to eligible retail, hospitality, and leisure properties with rateable values below £500,000, while higher value properties will have a new multiplier.
- High-Value Council Tax Surcharge: From April 2028, residential properties valued at £2 million or more will incur an additional council-tax surcharge.
- Pension Contributions: From 6 April 2029, employee contributions via salary sacrifice without paying NICs will be capped at £2,000 per year.
- ISAs: The ISA subscription limit remains £20,000, but from April 2027, savers under 65 must invest at least £8,000 of the annual allowance in qualifying investments, rather than cash.
- Universal Credit: The two-child limit will be abolished, so families with more than two children will no longer face restrictions on entitlement.
What This Means for You
The Autumn Budget contains a wide range of proposals that may affect your financial planning, investments and family finances. It’s a good time to:
- Review your investment strategy in light of changes to dividends, savings, and property income taxation.
- Check your retirement planning and pension contributions to understand the impact of the upcoming cap.
- Consider long-term family financial plans , especially for higher-value property owners or those using ISAs.
If you have any questions about what actions may be right for you, our team at Chrysalis Wealth Management is here to help.
Tax treatment varies according to individual circumstances and is subject to change.
