Call Us Now
03333 449321
Call Us Now
03333 449321
Capital Investment bonds are designed to give capital growth and/or income over the medium to long term with access to your money by taking regular or one off withdrawals. Most bonds are designed for investment over at least five years. If you cash in your investment before that time, you are likely to be charged an early-surrender penalty.
Bonds are set up through insurance companies without the need for a check on your health status. Bonds can be opened onshore (within the UK) or offshore to take advantage of tax concessions. The decision will depend on your personal tax situation.
There are no maximum limits to invest, but barriers to entry can start higher than other investments, with a £15,000 entry point being not untypical.
Drawing down income from a capital investment bond can be an option, though obviously any income drawn down will deplete the original capital if the amount withdrawn exceeds the capital growth of the bond. You may be able, depending on the policy, to make additional payments to the bond at any time, as well as one-off withdrawals. With a capital investment bond an investor could make a profit from stock market upturns.
Capital investment bonds have management charges and these vary. They are usually levied as an annual fund charge or even as an initial charge and early encashment charge.
THE VALUE OF INVESTMENTS AND THE INCOME FROM THEM MAY GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED. TAX PLANNING ADVICE ISN’T REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
Value | Move | % |
FTSE 100 | ||
8229.99 | -98.729 | -1.185 |
FTSE 250 | ||
20831.84 | -330.871 | -1.563 |
FTSE 350 | ||
4543.89 | -56.95 | -1.238 |
FTSE All Shares | ||
4501.08 | -55.51 | -1.218 |
Dow Jones | ||
42063.36 | 38.168 | 0.091 |
Nasdaq | ||
17948.32 | -65.66 | -0.364 |
Value | Move | % |
0 | ||
1.193 | 0.003 | 0.277 |
GBP/NOK | ||
13.968 | 0.037 | 0.263 |
0 | ||
13.543 | 0.055 | 0.406 |
GBP/USD | ||
1.332 | 0.004 | 0.289 |
Wealth, just like your health, must be carefully preserved. Your assets need to be protected against the potential threats of erosion by taxation, the effects of inflation and investment risks. ...
Read moreWhen you retire you still need food and shelter as an absolute minimum, but of course you will want to maintain the lifestyle to which you have become accustomed ... ...
Read moreProfessional Financial Planning is the process which aims to help you realise your ambitions - whatever they may be. As professional financial advisers we can help you make informed decisions ... ...
Read moreMost of us face being taxed on our income, our capital gains, and in some circumstances the value of our estate when we die. Taxation can be very complicated and the rules, reliefs and allowances ... ...
Read moreWhen someone talks about savings and saving money, it could be referring to a piggy bank or a high interest deposit account. Savings are effectively cash or cash instruments ... ...
Read moreCHRYSALIS WEALTH MANAGEMENT LTD IS AN APPOINTED REPRESENTATIVE OF QUILTER FINANCIAL LIMITED WHICH IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
CHRYALIS WEALTH MANAGEMENT LIMITED IS REGISTERED IN ENGLAND AND WALES UNDER COMPANY NUMBER 09612918. THE REGISTERED OFFICE FOR CHRYALIS WEALTH MANAGEMENT LIMITED IS 4 ST GEORGES HOUSE, VERNON GATE, DERBY DE1 1UQ.
THE GUIDANCE AND/OR INFORMATION CONTAINED WITHIN THIS WEBSITE IS SUBJECT TO THE UK REGULATORY REGIME AND IS THEREFORE TARGETED AT CONSUMERS IN THE UK.
APPROVER QUILTER FINANCIAL LIMITED.**/**/***
CONTACT US
Chrysalis Wealth Management Ltd
4 St. Georges House
Vernon Gate
Derby
Derbyshire
DE1 1UQ
T: 03333 449321
Email Us
© Copyright 2024 - Adviser Pro - All Rights Reserved
Design and Developed by Adviser Pro © 2024