Team Member Profile - Financial advisers, investment and pensions advice and mortgage brokers in - Derby - Chrysalis Wealth Management Ltd

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Wealth, just like your health, must be carefully preserved. Your assets need to be protected against the potential threats of erosion by taxation, the effects of inflation and investment risks.

Whatever your level of wealth, there is nothing wrong in deciding to prepare a risk aversion strategy. This is reasonable and prudent for anyone who is sure that they already have ample to provide for themselves and their family into the future.
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Professional Financial Planning is the process which aims to help you realise your ambitions - whatever they may be. As professional financial advisers we can help you make informed decisions about your financial future, short, medium and long term.

You will almost certainly have plans of one kind or another - buying a home, starting a family, living abroad, perhaps retiring, but such ...
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When you retire you still need food and shelter as an absolute minimum, but of course you will want to maintain the lifestyle to which you have become accustomed, so unless you can guarantee a large windfall, you need to provide yourself with a secure income for the rest of your life.

A well prepared pension plan which is regularly reviewed should go some way to providing this.
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When someone talks about savings and saving money, it could be referring to a piggy bank or a high interest deposit account. Savings are effectively cash or cash instruments, such as deposit accounts, term bonds etc.

Investing is what you do with the savings you have - if you are looking to generate a greater return on your money than is available to you through your savings instruments.
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Most of us face being taxed on our income, our capital gains, and in some circumstances the value of our estate when we die.

Taxation can be very complicated and the rules, reliefs and allowances often change, so it is worth obtaining a clear grasp of how these taxes work by discussing with a professional adviser the most efficient way to arrange your finances. An expert will be able to help you plan your taxes in advance ...
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Meet Tiernan Mulholland

07736 662242
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Tiernan Mulholland

Financial Consultant
Terry Mulholland joined Chrysalis Wealth Management in September 2015.
Having started his career in financial services in 2003, Terry has a wealth of experience advising private individuals and their families on all areas of financial planning.
Prior to joining Chrysalis, Terry was a financial adviser at Legal & General and Co-operative Financial Services, where as well as providing financial advice, he was involved in mentoring other advisers.
Terry is a Diploma qualified Financial Adviser and also holds a degree in mathematics and physics.
Terry is married with a young daughter.

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Chrysalis Wealth Management Ltd
4 St. Georges House
Vernon Gate
Derby
Derbyshire
DE1 1UQ
T: 03333 449321
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